Last updated: 2025
By accessing and using this website, you agree to the terms and conditions outlined below. If you do not agree with these terms, please do not use the website.
Use of This Website
This website provides financial calculators and related informational content for general guidance only. The calculators are designed to help users estimate figures based on publicly available rules and assumptions.
All use of the website is at your own discretion and risk.
Calculator Disclaimer
All calculators on this website:
- Provide estimates only
- Are based on publicly available information at the time of publication
- Do not account for individual circumstances, employment contracts, or exceptions
Results generated by the calculators should not be considered exact, final, or guaranteed.
We do not store, verify, or validate user-entered data.
No Financial, Tax, or Legal Advice
The information and calculators provided on this website do not constitute:
- Financial advice
- Tax advice
- Legal advice
Nothing on this website should be relied upon as a substitute for professional advice from a qualified accountant, tax advisor, financial adviser, or official government source (such as Inland Revenue or ACC).
Accuracy of Information
We make reasonable efforts to keep calculator logic and content accurate and up to date. However:
- Tax rules, thresholds, and contribution rates may change
- Errors or omissions may occur
- We do not guarantee completeness or accuracy at all times
Users are encouraged to verify important information with official sources.
Limitation of Liability
To the fullest extent permitted by law:
- We are not liable for any loss, damage, or financial impact arising from the use of this website or its calculators
- This includes direct, indirect, incidental, or consequential loss
- Use of the website is entirely at your own risk
External Links
This website may contain links to third-party websites for additional information.
We do not control or endorse the content of external sites and are not responsible for their accuracy or practices.
Intellectual Property
All content on this website, including calculator logic, text, and design elements, is the property of this website unless otherwise stated.
You may not copy, reproduce, or redistribute content without prior written permission.
Changes to These Terms
These Terms & Disclaimer may be updated at any time to reflect changes in regulations, calculator functionality, or website practices.
Any updates will be posted on this page with a revised date.
Contact
If you have questions about these terms or the use of this website, please contact us via the Contact page.